Consumers add all his or her payment and reward cards in one place. AiCard^TM is an all-in-one platform that automatically selects the lowest interest and highest reward payment methods for any consumer. The selection is defined by consumers and powered by artificial intelligence, so the more a consumer uses the card, the smarter the AiCard^TM gets.

AiCard^TM is a digital payment wallet and part of AiCard^TM platform, in which it serves as a reward cash storage for payments.

Additional credit line is available via AiCard^TM with underwriting based on cash balance in bank accounts and payroll direct deposits to AiCard^TM.

The platform allows consumers to add all credit cards, rewards cards, payment cards, and bank accounts in one place.